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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Free Fun Game Favorites on the Net The World Wide Web has become a repository of free entertainment. You can find everything from funny clips to interactive games. Where can you go for the best games on the Web? Here are some of the top sites for online gaming that is fast, free and fun. Ready to Play? Check Out These Great Websites Are you ready for the best in online gaming? There are many top gaming sites that can get you gaming and having a blast in no time. One of the top gaming sites is the MSN Gaming Zone. This site has over 100 free and fun games. They also offer free trials of the hottest games. This is where you can find some of the web's best gamers. Another popular site is Heat.net. You can bring the heat on this hot gaming website, featuring over 115 online multiplayer game downloads. This site is home to such popular games as Diablo and Warcraft II. In order to play most of the games on this website, you will need to download the software. Ready to get the hottest shortcuts? If so, you will want to head for GoCheat.com. Even the most honest soul needs to get their fill of cheat codes. As all true gamers know, cheat codes can provide you with a fun and easy way to maneuver around a game. You can save your game and jump ahead with the right cheat code. For those of you that don't care for complicated or violent games, head on over to Pogo.com to get your own dose of gaming fun. Pogo.com features classic board games and casino games, including bingo, poker and other classic games. Make Your Computer Your Own Movie Theater Do you have a couple of hours to kick back in front of the computer? Do you love movies and are interested in cutting edge film? If so, you will enjoy the entertainment that you can find on the World Wide Web. One of the most popular sites for short films is Atom Films. You can watch an original short (or long film) right on your computer. Atom Films is well known for showcasing innovative short films. Atom Films even featured the winner of the 2000 Academy Award for best live action short film. You can even find short works by famous stars, such as George Clooney and Jennifer Aniston. The Sync is another great site for video entertainment. The Sync offers more edgy film shorts than other online short video websites. Who Doesn't Enjoy a Good Puzzle? Work Out Your Brain at these Websites If crossword puzzles are your thing, you will surely appreciate, the selection of games put forth by yahoo games. This site contains a host of fun, classic puzzlers. Yahoo game gives you a shot at a daily puzzle. Another great place to check out if you are a puzzle fan is the Puzzle Depot. The Puzzle Depot has a neat pattern-matching tool that can help you in a crunch. Choose from a range of difficulty levels from your crossword puzzles. For a Bit of High Culture on the Web If you feel like treating yourself to a bit of high culture on the Web, take an art break with artmusuem.net. This neat website gives you a 3D experience tour of many of the finest museums in the world. This is much easier than buying a ticket and flying over to Paris. This website offers you the full experience of some of the world's greatest museums, including audio narrative, and a neat zoom-in function that gets you within a nose of some of the world's greatest masterpieces.

Writing on the Fly (freelance writing jobs) Writing is a fascinating way to explore the world. You can write in your free time about anything you wish to know more about. You may write fiction in order to delve into abstract topics of your world. You may also choose to write poetry to take that concept further. Non-fiction writing will help you understand more objective topics in order to have a clearer picture of the natural and created world. Writing is enjoyable and aids in learning, so what if you could enjoy yourself and get paid for it? This is not to suggest that you quit your job and become a writer, though you could do that as well. The possibilities in freelance writing jobs can give you the flexibility you need to write for money in your spare time. Defining Freelance Writing Freelance writing is writing that happens for an employer without any long term contract. Freelance writing jobs are very different from your typical day job because the trade off for labor and pay does not function in the same way. Freelance jobs are accepted one at a time. There are many different employers that seek out freelance workers. The writer will have the ability to produce a quality product in a desirable amount of time. The employer usually pays based on production rather than hours or weeks. Freelance paychecks come in irregularly, based on the work available. The great benefit to being able to freelance is that you basically get to work for yourself. You can work as much or as little as you wish, only being limited by the freelance writing jobs being offered. As you continue to write, your qualifications will continue to be more impressive. Where are the Jobs? So, maybe you’re interested in finding some freelance writing jobs. The potential to work on your own time, doing something you enjoy and getting paid for it is an appealing one. Where do the jobs exist? There are a few places that you can start looking. A great place to start, to find out what the job market looks like, is the internet. Many employers advertise freelance positions online. They are looking for people all over the country, and potentially all over the world that can work from a distance. Another great benefit to freelance work is that it can happen anywhere. No matter where the hiring company is, the freelance writer can participate in the production of the needed product. Magazines and newspapers both hire freelance writers. In order to find those jobs, it is often appropriate to query the publication in question. First you need to find out about submission guidelines and then send in an article idea. If it is accepted, you are on your way to even more freelance writing jobs. What Does It Take to Be Good? What it takes to be a good writer is not in question. You all know about grammar, style, voice and coherency. What does it take to be successful in the freelance writing category though? There are a few things to consider. First, you will need to be able to be flexible. You may not always be able to write on subjects that you are necessarily interested in. In order to build your resume though, and be able to pick and choose your work, you will have to start out doing whatever needs to be done. Second, to be a great freelance writer, you need to be able to work quickly without sacrificing quality. Oftentimes freelance assignments will go out last minute. You will have a better chance of success if you can honestly take assignments and get them turned in again by deadlines. Finally, a good freelance writer is able to market his talents. The most effective way to prove your writing talents is to introduce yourself in your resume and cover letter in a way that impresses prospective employers. No one will believe you are a writer if you cannot write an engaging cover letter. Freelance writing is a fun way to add a little income to your current pay. It is possible to make a career out of freelancing, but it is not for everyone. If you are interested in writing and want to try your hand at a few different kinds of projects, consider freelancing for awhile.