As everybody knows social security numbers are unique to each individual and are used for a variety of purposes from tax filing to getting a credit score. So it’s no surprise that social security numbers are also used when you’re shopping for car insurance.
Most insurance companies will require you to provide your social security number when you’re applying for a new policy. They use this number to run a credit check which helps them determine how likely you are to file a claim.
But what if you don’t have a social security number? Perhaps you’re an undocumented immigrant or you’re simply trying to avoid giving out this sensitive information. Can you get car insurance without a social security number?
The short answer is yes but it may be difficult to find an insurer that’s willing to work with you. And even if you do find a company you may have to pay higher rates since you’ll be considered a higher risk customer.
If you’re an undocumented immigrant you may be able to get a driver’s license in some states without a social security number. But you’ll still need to provide other identifying information such as a passport or birth certificate. And you may have to purchase your car insurance through the state insurance plan.
If you’re a U.S. citizen or legal resident you should be able to get a social security number. If you don’t have one you can apply for a replacement social security card. Once you have your social security number you can shop around for car insurance like any other customer.
Unfortunately there’s no easy way to get car insurance without a social security number. If you’re unwilling or unable to provide this information you may have to pay higher rates. But it’s still possible to find an insurer that’s willing to work with you.
Can you get car insurance without a social security number?
No you cannot get car insurance without a social security number.
Why do you need a social security number to get car insurance?
Car insurance companies use social security numbers to run credit checks on potential customers.
A good credit score is one of the factors that companies use to determine rates.
Will not having a social security number affect my car insurance rates?
Yes not having a social security number will likely affect your car insurance rates.
Do all car insurance companies require a social security number?
Yes all car insurance companies require a social security number.
I am undocumented can I still get car insurance?
No undocumented immigrants are not able to get car insurance.
What do I need to get car insurance if I am not a U.
S.
citizen?
If you are not a U.
S.
citizen you will need to provide a passport or other valid form of identification as well as a drivers license from your home country.
I have a green card can I get car insurance?
Yes holders of green cards are able to get car insurance.
I am an international student can I get car insurance?
Yes international students can get car insurance.
I am a visitor to the United States can I get car insurance?
Yes visitors to the United States can get car insurance.
I just moved to the United States can I get car insurance?
Yes you can get car insurance after you move to the United States.
I do not have a social security number can my spouse get car insurance for me?
No your spouse cannot get car insurance for you if you do not have a social security number.
I am a refugee can I get car insurance?
Yes refugees can get car insurance.
I am an asylee can I get car insurance?
Yes asylees can get car insurance.
I have a work permit can I get car insurance?
Yes holders of work permits can get car insurance.
I have a temporary protected status can I get car insurance?
Yes holders of temporary protected status can get car insurance.
