You are not required to have insurance to register a vehicle in Maryland but if you plan to drive it you will need to insure it. The minimum insurance requirements in Maryland are as follows:
$30000 for bodily injury per person
$60000 for bodily injury per accident
$15000 for property damage per accident
If you are caught driving without insurance you will be subject to a fine of $150 for the first offense and $300 for each subsequent offense. In addition your registration will be suspended until you can provide proof of insurance.
There are a few exceptions to the insurance requirement. If you are a member of the armed forces on active duty you are not required to have insurance. If you are a farmer with a farmer’s license you are also exempt from the insurance requirement.
If you are financing your vehicle your lender will require you to have full coverage insurance. Full coverage insurance includes collision and comprehensive coverage in addition to the minimum liability coverage required by Maryland law.
Is insurance necessary to register a car in Maryland?
No you are not required to have insurance to register a car in Maryland.
What type of insurance is required to register a car in Maryland?
There is no insurance required to register a car in Maryland.
How much does insurance cost on average in Maryland?
The average cost of car insurance in Maryland is $1325 per year.
How much will my insurance go up if I get into an accident in Maryland?
If you are at fault for an accident your rates will go up an average of 41% in Maryland.
How much will my insurance go up if I get a speeding ticket in Maryland?
If you get a speeding ticket your rates will go up an average of 12% in Maryland.
How often do I need to renew my car registration in Maryland?
You need to renew your registration every 1 or 2 years in Maryland.
How do I renew my car registration in Maryland?
You can renew your registration online by mail or in person.
How much does it cost to renew my car registration in Maryland?
The fee to renew your registration varies depending on the county you live in.
What do I need to do to get my car registered in Maryland?
You need to complete a vehicle registration application provide proof of insurance and pay the registration fee.
Where can I get my car registered in Maryland?
You can register your car at the MVA or at a licensed tag and title service.
When do I need to register my car in Maryland?
You need to register your car within 30 days of moving to Maryland.
How long is my car registration valid for in Maryland?
Your registration is valid for either 1 or 2 years.
What do I need to do if I sell my car in Maryland?
You need to notify the MVA within 10 days and surrender your license plates.
What do I need to do if I move to Maryland?
You need to register your car within 30 days of moving to Maryland.
What do I need to do if I change my address in Maryland?
You need to notify the MVA of your address change within 30 days.
