If you’re planning on towing your boat with your car you’ll want to make sure you have the right insurance in place. Some car insurance policies will cover you for towing a boat but it’s always best to check with your insurer beforehand to be sure.
Most car insurance policies will cover you for towing a trailer or caravan but there may be some restrictions in place. For example you may only be covered for towing a boat if it’s under a certain weight. Some policies will also only cover you for towing a boat on a public road so you won’t be covered if you damage the boat while launching it into the water.
If you’re not sure whether your car insurance policy covers towing a boat the best thing to do is give your insurer a call and ask. They’ll be able to tell you whether you’re covered and if there are any restrictions in place.
Does a standard car insurance policy cover towing a boat?
No a standard car insurance policy does not cover towing a boat.
You would need to purchase a separate towing policy or add towing coverage to your existing policy.
If my car needs to be towed because it is not running will my insurance company cover the cost?
It depends on your insurance company and your policy coverage but most likely yes.
If you have roadside assistance coverage towing is usually included.
I just bought a boat and want to transport it to my house.
Can I use my car insurance to cover the towing?
No you would need a towing insurance policy for that.
I am going on a road trip and want to tow my boat behind my RV.
What kind of insurance do I need?
You would need a towing insurance policy that covers RV’s and boats.
I am borrowing a friend’s trailer to tow my boat to the lake.
Do I need insurance for this?
If you are borrowing a friend’s trailer you should check with your car insurance to see if you are covered.
If not you may need to purchase a towing policy or add towing coverage to your existing policy.
I do not have a boat but I am going to help a friend move theirs.
Do I need insurance for this?
If you are borrowing a friend’s trailer you should check with your car insurance to see if you are covered.
If not you may need to purchase a towing policy or add towing coverage to your existing policy.
Will my car insurance cover the cost of towing my boat to the repair shop?
It depends on your insurance company and your policy coverage but most likely yes.
If you have roadside assistance coverage towing is usually included.
My boat is not running and I need to get it to the shop.
Will my insurance company cover the towing cost?
It depends on your insurance company and your policy coverage but most likely yes.
If you have roadside assistance coverage towing is usually included.
I just bought a boat and need to transport it home.
Is this covered under my car insurance?
No you would need a towing insurance policy for that.
I am going on a road trip and want to tow my boat behind my RV.
Do I need insurance for this?
You would need a towing insurance policy that covers RV’s and boats.
I am borrowing a friend’s trailer to tow my boat to the lake.
Do I need insurance for this?
If you are borrowing a friend’s trailer you should check with your car insurance to see if you are covered.
If not you may need to purchase a towing policy or add towing coverage to your existing policy.
I do not have a boat but I am going to help a friend move theirs.
Do I need insurance for this?
If you are borrowing a friend’s trailer you should check with your car insurance to see if you are covered.
If not you may need to purchase a towing policy or add towing coverage to your existing policy.
Will my car insurance cover the cost of towing my boat to the repair shop?
It depends on your insurance company and your policy coverage but most likely yes.
If you have roadside assistance coverage towing is usually included.
My boat is not running and I need to get it to the shop.
Will my insurance company cover the towing cost?
It depends on your insurance company and your policy coverage but most likely yes.
If you have roadside assistance coverage towing is usually included.
I just bought a boat and need to transport it home.
Is this covered under my car insurance?
No you would need a towing insurance policy for that.
