Does Homeowners Cover Car In Driveway

As a homeowner you are responsible for the upkeep and maintenance of your home and property. This includes making sure your car is covered in your driveway.

Most homeowner’s insurance policies will cover your car if it is damaged in your driveway. This coverage is typically extended to include any attached structures such as a garage.

However there are some exceptions to this coverage. If your car is damaged due to your own negligence such as by leaving it unlocked or unsecure your insurance company may not cover the damage.

Additionally if your car is damaged by a covered peril such as a fire or severe weather your homeowner’s insurance will likely cover the damage. However if the damage is due to an excluded peril such as flooding you will likely be responsible for the repairs.

If you are unsure whether your homeowners insurance will cover damage to your car in your driveway it is best to check with your insurer to be sure.

Table of Contents

Does homeowners insurance cover a car that is parked in the driveway?

No homeowners insurance does not cover a car that is parked in the driveway.

What does homeowners insurance cover?

Homeowners insurance covers the dwelling personal property and liability.

Does homeowners insurance cover theft?

Yes homeowners insurance covers theft.

Does homeowners insurance cover water damage?

Yes homeowners insurance covers water damage.

Does homeowners insurance cover fire damage?

Yes homeowners insurance covers fire damage.

Does homeowners insurance cover wind damage?

Yes homeowners insurance covers wind damage.

Does homeowners insurance cover vandalism?

Yes homeowners insurance covers vandalism.

Does homeowners insurance cover earthquakes?

No homeowners insurance does not cover earthquakes.

Does homeowners insurance cover floods?

No homeowners insurance does not cover floods.

Does homeowners insurance cover sinkholes?

No homeowners insurance does not cover sinkholes.

Does homeowners insurance cover termites?

No homeowners insurance does not cover termites.

Does homeowners insurance cover landslide?

No homeowners insurance does not cover landslide.

Does homeowners insurance cover mudflow?

No homeowners insurance does not cover mudflow.

Does homeowners insurance cover hurricanes?

No homeowners insurance does not cover hurricanes.

Does homeowners insurance cover terrorism?

No homeowners insurance does not cover terrorism.

Leave a Comment