When you are involved in a car accident your first priority should be your health and well-being. After that you may be wondering how insurance companies investigate car accidents.
The way insurance companies investigate car accidents can vary depending on the severity of the accident and who was involved. For example if there were injuries or fatalities the insurance company will likely assign an adjuster to the case who will conduct a more thorough investigation.
In most cases the insurance company will request a police report as well as any photos or videos that may have been taken of the accident. The insurance company will also likely speak to any witnesses who saw what happened.
After gathering all of this information the insurance company will assign a claims adjuster to your case. The claims adjuster will review all of the information and may speak to you to get your side of the story.
Based on the information gathered the insurance company will determine who was at fault for the accident and how much they will pay for any damages or injuries.
If you have any questions about how insurance companies investigate car accidents you should speak to an experienced car accident attorney who can help you understand your rights and options.
How do insurance companies investigate car accidents?
Answer 1: Insurance companies typically have their own investigators who look into the cause of an accident.
However they will also use information from police reports eyewitnesses and victim statements to help them determine who is at fault.