If you’ve been in a car accident you may be wondering if your insurance will cover massage therapy. The answer is maybe. It depends on a few factors including your insurance policy the severity of your injuries and whether your massage therapist is licensed.
If you have health insurance it may cover some of the costs of massage therapy. However you may need a referral from a doctor or other health care professional before your insurance will pay for massage therapy.
If your injuries are severe your car insurance may cover the costs of massage therapy. However you will likely need to get a referral from your car insurance company or from a doctor before your insurance will pay for massage therapy.
If your massage therapist is not licensed your insurance may not cover the cost of massage therapy. In some states only licensed massage therapists can legally bill insurance companies for their services.
If you’re not sure whether your insurance will cover massage therapy the best thing to do is to call your insurance company and ask.
1.
Will my insurance company cover massage therapy as part of my treatment after a car accident?
2.
How much will insurance cover for massage therapy after a car accident?
3.
Do I need a referral from my doctor for massage therapy to be covered by insurance after a car accident?
4.
How many massage therapy sessions will insurance cover after a car accident?
5.
What are the requirements for insurance to cover massage therapy after a car accident?
6.
Will my insurance cover massage therapy if I was injured in a car accident that was my fault?
7.
Will my insurance cover massage therapy if I was injured in a car accident that was not my fault?
8.
If I am not at fault in a car accident does that guarantee my insurance will cover massage therapy?
9.
If I am at fault in a car accident does that guarantee my insurance will not cover massage therapy?
10.
I was in a car accident a week ago and have been experiencing neck and shoulder pain.
Would massage therapy covered by my insurance?
11.
Can I choose any massage therapist I want and have my insurance company cover it?
12.
Do I have to go to a massage therapist that is in my insurance network?
13.
How do I know if a massage therapist is in my insurance network?
14.
I saw a massage therapist yesterday that was not in my insurance network and now my insurance company is denying my claim.
What do I do?
15.
I was in a car accident and have been receiving massage therapy treatments.
I received a bill from my massage therapist and it’s more than what my insurance company told me they would cover.
Why is this?
1.
Will my insurance company cover massage therapy as part of my treatment after a car accident?
In most cases yes.
But it is always best to check with your own insurance carrier to be sure.
2.
How much will insurance cover for massage therapy after a car accident?
It depends on the insurance company but usually massage therapy is covered under most insurance plans.
3.
Do I need a referral from my doctor for massage therapy to be covered by insurance after a car accident?
In most cases no.
But again it is always best to check with your own insurance carrier to be sure.
4.
How many massage therapy sessions will insurance cover after a car accident?
It depends on the insurance company but most insurance plans will cover at least a few sessions of massage therapy.
5.
What are the requirements for insurance to cover massage therapy after a car accident?
Usually insurance will only cover massage therapy if it is prescribed by a doctor or if the massage therapist is in the insurance company’s network.
6.
Will my insurance cover massage therapy if I was injured in a car accident that was my fault?
In most cases yes.
But again it is always best to check with your own insurance carrier to be sure.
7.
Will my insurance cover massage therapy if I was injured in a car accident that was not my fault?
In most cases yes.
But again it is always best to check with your own insurance carrier to be sure.
8.
If I am not at fault in a car accident does that guarantee my insurance will cover massage therapy?
No but it is usually a good indicator that coverage will be provided.
9.
If I am at fault in a car accident does that guarantee my insurance will not cover massage therapy?
No but it is always best to check with your own insurance carrier to be sure.
10.
I was in a car accident a week ago and have been experiencing neck and shoulder pain.
Would massage therapy covered by my insurance?
In most cases yes.
But again it is always best to check with your own insurance carrier to be sure.
11.
Can I choose any massage therapist I want and have my insurance company cover it?
In most cases no.
You will usually need to choose a massage therapist that is in your insurance company’s network.
12.
Do I have to go to a massage therapist that is in my insurance network?
In most cases yes.
But again it is always best to check with your own insurance carrier to be sure.
13.
How do I know if a massage therapist is in my insurance network?
You can usually find out by calling your insurance company or by searching on their website.
14.
I saw a massage therapist yesterday that was not in my insurance network and now my insurance company is denying my claim.
What do I do?
You will need to file an appeal with your insurance company.
15.
I was in a car accident and have been receiving massage therapy treatments.
I received a bill from my massage therapist and it’s more than what my insurance company told me they would cover.
Why is this?
It is possible that your massage therapist charged more than what your insurance company will reimburse.
In this case you may be responsible for the difference.
